Prime Share Account

What are Prime Share Accounts?

Membership at Dillard’s Federal Credit Union starts with a prime share account and a simple investment of $10 ($5 for a one-time membership fee and a $5 minimum deposit in your account). 

Savings in a credit union are called shares. Your prime shares are insured up to $250,000 by NCUA, a U.S. Government Agency. Maintaining a share in the credit union allows you to use any of Dillard’s Federal Credit Union financial services. Our prime share account pays higher dividends than most financial institutions.

Depositing or withdrawing money from a prime share account can be done through payroll deduction, direct deposit, telephone teller, mail, telephone, ATM, or in person.

Current Prime Share Account Dividend Rates

Debit Card

Members have the option to apply for a debit card to use with their Dillard’s Federal Credit Union prime share account. Our debit card functions like an ATM card, allowing you to complete a variety of transactions – without having to come directly to or call Dillard’s Federal Credit Union. You can check balances, withdraw or transfer funds any time of day, anywhere you see the DASH, Pulse, or Cirrus logo. To apply for your debit card, call or stop by the credit union to pick up an application today.